401k Limits 2024 Married Filing Joint. $57,375 for heads of household and $76,500 for married. For employer sponsored plans, including 401(k)s the 2024 contribution limits will jump to $23,000.
Each spouse can contribute up to $23,000 in their 401(k) account for 2024, or up to $46,000 as a couple. Individuals may contribute the full amount if they’re married filing jointly, and their modified adjusted gross income (magi) is less than $218,000 (rising to $230,000.